Disclaimer

Dear visitor, By continuing your visit to the cmraconsulting.com site, hereinafter referred to as “CMRA,” you agree to be aware of the disclaimer described below and its content: Access to the cmraconsulting.com site is free of charge. The costs of accessing and using the telecommunications network shall be borne by the visitor, according to the terms established by their access provider and telecommunications operator. Except in the case of an insurance offer or another service or contract clearly presented as such, no element of this site shall constitute an offer or the provision of any service. In the event that there is an offer of services and/or contract, you must strictly follow the screen instructions and read completely and carefully all the information related to the conditions, modalities, and price of the service and the contract in question. Access to the products and services presented on the site may be subject to restrictions with respect to certain individuals or countries. CMRA will not provide products or services to third parties that contravene the laws of the country of origin or any other country to which such prohibition applies. Therefore, it is up to the interested party to check with the corresponding advisors that their legal and tax status allows them to subscribe to the products and/or services.

YOUR RIGHTS

If you wish to receive information about the personal data we process about you from CMRA, you can send us a written information request attaching a copy of your national identity document or passport. You can demand that we rectify any data that is incorrect or incomplete, or to a certain extent, you can rectify or complete this data yourself through the user portal. Likewise, you can demand the deletion of your data, provided that we are not obliged or authorized to retain the same under a legal provision. You have the right to demand that the processing of your data be restricted in accordance with legal provisions. In this case, we will not be able to continue processing your data, except for its conservation and the occurrence of legal claims. In all cases where data processing is based on your consent, you have the right to revoke it at any time.

The revocation of your consent does not affect the legality of the data processing carried out until the moment of such revocation, given your prior consent. You can modify your cookie settings at any time by accessing our cookie policy via email. Moreover, you have the right to lodge a complaint with the competent data protection authority. You have the right to receive your data from CMRA in a structured, commonly used, and machine-readable format, provided that the processing of your data is carried out through automated procedures and it is based on your consent or on a contract. You can inform us of your opposition to the processing of your data, which we carry out for a legitimate interest, in accordance with our data and cookies policy. You can send your requests to our data protection officer at the following email address: Rodabar@CMRAconsultingservices.com

AVAILABLE INFORMATION

This Internet page may contain information provided by external companies or may have automatic links to third-party Internet sites. The contents of these web pages made available are intended exclusively for informational purposes. CMRA, does not provide any guarantee regarding the accessibility, accuracy, reliability, updating, or content of all the web pages made available. CMRA assumes no responsibility. You will access third-party Internet sites with links on our site at your own risk. Furthermore, CMRA cannot guarantee the completeness of the information published on this site. CMRA assumes no responsibility for any direct or indirect damage resulting from the use of any information provided. By making a written request, you may have access to consult, and if necessary, modify your personal data held by CMRA.

APPLICATION RESTRICTIONS

CMRA does not offer medical, tax, legal advice, or any other advice through this site, regardless of its nature. The data contained on this site is provided exclusively for informational purposes, and is free of charge. Any decision you make to obtain products or services proposed will be subject to an individual evaluation based on your personal situation, your objectives, the level of risk you accept, and your needs. CMRA will do everything in its power to ensure that the data and information on this site is appropriate and up-to-date, through reliable sources. Such data and information, which may be collected by third parties, will be regularly updated. Likewise, CMRA cannot guarantee and does not guarantee the accuracy, validity, relevance, timeliness, and completeness of such data.

CMRA assumes no responsibility henceforth for such data and information. CMRA will not be liable for any eventual damages incurred as a result of your visit to this site, except in the case of fraud or serious fault on its part. The hypertext links established and directing to other sites from CMRA, will not imply any responsibility for CMRA in any case. We remind you that delays, omissions, and inaccuracies may occur due to the electronic transmission system, without CMRA being responsible for this fact. In case a security risk is detected, we will have the right to interrupt our services at any time until such risk disappears. Likewise, CMRA will not be liable for infringements or computer fraud (e.g., hacking) or similar, that may be attributed to third parties or likely to other visitors, regardless of the consequences for damages, nor in the case of the spread of viruses or any force majeure event. We remind you that the secrecy of correspondence on the network is not guaranteed, and it specifically corresponds to each visitor to take all appropriate measures to protect their own data and/or personal information from the contamination of possible viruses circulating on the Internet.

All intellectual rights related to the site, its content, its data, and its form, as well as to the information, brands, logos, and images contained therein, belong to one or several of the CMRA group companies. This site should be considered as an indivisible whole. Access to the site will not mean in any case that a visitor benefits from a transfer of intellectual rights. Consequently, you may not copy or use all or part of the site and the documentation contained therein, in any way, except for strictly personal and non-commercial purposes (e.g., to print information); likewise, you may not disclose, transmit, or sell them. The creation of hypertext links to the cmraconsulting.com site is subject to the express and preliminary agreement of the site’s publisher.

ACCESS RESTRICTIONS, APPLICABLE LAW, AND COMPETENT COURTS

This site and all subsequent ones will be governed by Colombian law. The national courts of Colombia will be the only competent ones in case of dispute related to the site and subsequent sites. If you visit this site from another jurisdiction, you must previously check whether this disclaimer is compatible with the law applicable to you, and if not, renounce the visit to this site.

PERSONAL DATA PROTECTION

Data privacy is a significant matter for CMRA in view of the rapid process of digitalization the world is currently undergoing. Your personal information is treated with strict confidentiality and in accordance with the most recent data protection legislation. For us, the protection of your privacy and your data against unauthorized access by third parties, loss, or misuse are priority issues.

INTEGRATION OF THIRD-PARTY SERVICES AND CONTENT

To some extent, the content of our website is based on third-party content, such as YouTube videos, Google Maps maps, RSS feeds, or images from other websites. For this, it is always necessary for the providers of these contents (hereinafter, “Third-Party Providers”) to identify your IP address. Without this IP address, the Third-Party Providers cannot send the contents to your browser. From CMRA, we only integrate these contents on our website to provide you with useful information or to make some process easier for you, without this implying additional data processing. Our legitimate interest lies in the fact that this way, we can offer you these contents as a service. Also, there are some services that are only activated when you expressly select them. If you do not wish to have these contents, you can select the corresponding settings in your browser configuration. We strive to use content from providers who use the IP address only for the delivery of such content. However, we cannot determine if the Third-Party Providers use this IP address for, for example, statistical purposes. In case we become aware of such use, we will communicate it to users.

BEHAVIOR ANALYSIS AND OTHER SERVICES

Google Analytics and Tag Manager Our website uses Google Analytics and Tag Manager from Google Inc. (“Google”), which are, respectively, a web analysis service and a related support tool for such service. Google Analytics and Tag Manager use cookies that facilitate these services. The information generated by the cookie about your use of this website is transmitted and stored on a Google server located in the USA.

The option to anonymize the IP on this website is standard, which means that your IP address is shortened before being transmitted to Google. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there. The IP address transmitted by your browser as part of Google Analytics will not be combined with other data stored by Google. On our behalf, Google will use this information to evaluate, within the scope of your consent or for technical reasons, how you use this website, compile reports on your activities on the website, and provide us with other services related to the use of the website and the Internet. Our legitimate interest lies in ensuring, as far as possible, that the website functions correctly. For the rest of the cookies, our processing is based on your consent in our Cookies Policy.

SOCIAL MEDIA AND ADVERTISING

Social media cookies give us the possibility to connect with your social networks and share content from our websites through social media channels. For more information, visit our cookie policy. This disclaimer may only be modified by CMRA. We advise you to consult it regularly in the future.